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Kinro affiliate program

Turn your audience into$30 per quoted lead.

Help U.S. small-business owners find relevant commercial insurance options. Kinro pays affiliates a fixed $30 for every qualifying referred lead that receives a quote.

See how it works

If accepted, you'll hear from us within 1 hour.

A small-business owner shaking hands with Leo, Kinro's illustrated leopard mascot
1 qualifying quoted lead a day = $900 over 30 days.

How it works

Apply. Refer. Earn.

A direct affiliate relationship with straightforward economics and tracked referrals.

  1. 1

    Apply

    Tell us about your website, audience, newsletter, community, or other channel.

  2. 2

    Share your link

    Once approved, use your Kinro tracking link in relevant content and customer journeys.

  3. 3

    Earn $30

    Receive $30 for each qualifying referred lead that is tracked to you and receives a quote.

Your earning potential

One lead a day adds up.

At $30 per qualifying quoted lead, consistent referrals can create meaningful monthly revenue for your business.

Illustrative 30-day month. Earnings apply to qualifying referred leads that receive a quote.

Agency partner guide

Appetite Overview

Business classes & coverage appetite

  • We love
  • We do
  • We don't do

GL: General liability | BOP: Businessowners policy | WC: Workers compensation | PL: Professional liability

Scroll horizontally to see all coverage columns.

Business classes and coverage appetite
SICBusiness classGLBOPWCPLCommercial auto
Specialist contractors & landscaping
0781Landscape planning and consultingWe loveWe loveWe loveWe don't doWe do
0782Lawn & garden servicesWe loveWe loveWe loveWe don't doWe do
0783Tree and shrub servicesWe loveWe loveWe doWe don't doWe do
1711Plumbing / HVACWe loveWe loveWe loveWe don't doWe do
1721PaintingWe loveWe loveWe doWe don't doWe do
1731ElectricalWe loveWe loveWe loveWe don't doWe do
1751CarpentryWe loveWe loveWe loveWe don't doWe do
1752FlooringWe loveWe loveWe doWe don't doWe do
1761Roofing / siding / sheet metalWe loveWe loveWe doWe don't doWe do
1799Handyman / specialty contractingWe loveWe loveWe doWe don't doWe do
4971IrrigationWe loveWe loveWe loveWe don't doWe do
7349Building maintenance / cleaningWe loveWe loveWe doWe don't doWe do
7692WeldingWe loveWe loveWe doWe don't doWe do
General contractors
1521Single-family constructionWe loveWe loveWe doWe don't doWe do
1522Residential construction, NECWe loveWe loveWe doWe don't doWe do
Retail, food & hospitality
5461Retail bakeriesWe loveWe loveWe loveWe don't doWe do
5992FloristsWe loveWe loveWe loveWe don't doWe do
5999Miscellaneous retailWe loveWe loveWe loveWe don't doWe do
5961Ecommerce / online sellersWe loveWe loveWe doWe don't doWe do
5812RestaurantsWe loveWe loveWe doWe don't doWe do
5813Bars, taverns and nightclubs - not acceptedWe don't doWe don't doWe don't doWe don't doWe don't do
7011Hotels and motelsWe loveWe loveWe doWe don't doWe do
Property & religious organizations
6513Apartment building operatorsWe loveWe don't doWe doWe don't doWe do
6514Other dwelling operatorsWe loveWe don't doWe doWe don't doWe do
8661Religious organizationsWe doWe doWe loveWe don't doWe do
Automotive businesses
5521Used motor vehicle dealersWe loveWe loveWe doWe don't doWe do
7538Auto repairWe loveWe loveWe doWe don't doWe do
7542Car washing / detailingWe loveWe loveWe doWe don't doWe do
Professional & financial services
6411Insurance agents / brokersWe loveWe loveWe loveWe loveWe do
6163Loan brokersWe loveWe loveWe doWe doWe do
6531Real estate agents / managersWe loveWe loveWe loveWe loveWe do
7291Tax preparationWe loveWe loveWe loveWe loveWe do
7311Advertising agenciesWe loveWe loveWe loveWe loveWe do
7371Computer programming (Tech E&O)We loveWe loveWe loveWe loveWe do
8712Architectural servicesWe loveWe loveWe loveWe loveWe do
8721Accounting / bookkeepingWe loveWe loveWe loveWe loveWe do
8748Business consultingWe loveWe loveWe loveWe loveWe do
Personal, health & education services
0752Pet servicesWe loveWe loveWe doWe doWe do
7221Portrait studiosWe loveWe loveWe loveWe don't doWe do
7231Beauty shopsWe loveWe loveWe loveWe loveWe do
7241Barber shopsWe loveWe loveWe loveWe loveWe do
7299Miscellaneous personal servicesWe loveWe loveWe loveWe loveWe do
8082Home health careWe loveWe loveWe loveWe loveWe do
8299Education / tutoringWe loveWe loveWe doWe doWe do
Fitness & entertainment
7991Fitness facilitiesWe loveWe loveWe doWe doWe do
7999Amusement / recreationWe loveWe loveWe doWe loveWe do

WC: ND, OH, WA and WY excluded.

Commercial auto: AK, HI, KY, NC, NY, WA and DC excluded.

General contractors (1521 / 1522): CA excluded for GL and BOP.

Trucking

Local / OTR (long-haul), hot-shot, towing & hazmat. All 50 states + DC; WC exclusions apply. Freight: SIC 4212 / 4213. Towing: SIC 7549, subject to operations review.

Scroll horizontally to see all trucking coverages.

Trucking coverage appetite
CoverageAppetiteCoverageAppetite
Auto liabilityWe loveGeneral liabilityWe love
Motor truck cargoWe loveNon-trucking / bobtailWe love
Physical damageWe loveWorkers' compensationWe do
Trailer interchangeWe love

Towing and hazmat: exact operations and coverage needs reviewed per submission. State exclusions: see above. Computer programming PL is placed as Technology E&O.

Subject to underwriting and policy terms; not a quote, binder or guarantee of coverage.

Download the appetite guide (PDF, 2 pages)

Kinro Insurance Services LLC | September 17, 2026

Why partner with Kinro

A simple program for relevant audiences.

A clear, fixed payout

The payout for each qualifying quoted lead is fixed at $30, so the core economics are clear before you apply.

Built for small-business audiences

Connect business owners with a commercial insurance experience designed around their work and coverage questions.

Trackable referrals

Your approved affiliate link attributes eligible referral activity so Kinro can confirm quoted leads.

Affiliate questions

What to know before you apply.

What counts as a quoted lead?
A quoted lead is a visitor attributed to your approved affiliate link who completes the relevant Kinro journey and receives a quote. The written affiliate agreement defines the final qualification, attribution, validation, and payment terms.
How much does the Kinro affiliate program pay?
The fixed payout is $30 for each qualifying quoted lead. Clicks and unquoted inquiries do not by themselves qualify for the quoted-lead payout.
Who should apply?
Publishers, creators, small-business platforms, industry communities, and organizations with a relevant U.S. small-business audience are welcome to apply. Kinro reviews each application before activation.
When and how are payouts sent?
Payout timing, validation, reporting, and payment method are confirmed in your affiliate agreement before you begin referring visitors.

Ready to earn $30 per quoted lead?

Tell us about your audience and where you plan to introduce Kinro.