Kinro

Kinro

Built for U.S. small businesses

Small business insurance. Skip the runaround.

Tell us what you do. We’ll help compare relevant coverage and available options.

5.013 reviews

Compare options for your business.

1 of 2

Access to 50+ insurance companies, with help comparing the options that fit your business.

Coterie
Hiscox
biBerk

How Kinro works

A clearer path to business insurance.

  1. 01

    Tell us what you do

    Start with one simple business question—no contact details required.

  2. 02

    Review relevant coverage

    We narrow the conversation to the risks and policies that fit your work.

  3. 03

    Compare available options

    A licensed Kinro agent helps you understand carrier options and next steps.

Built for your work

Start with guidance for your industry.

View all industries
Lawn care business
Lawn care
Plumbing business
Plumbing
HVAC business
HVAC
Trucking business
Trucking

See Kinro in action

Business insurance that works when you do.

See how Kinro helps busy owners understand their needs, compare insurance options, and keep moving - even outside traditional agency hours.

  • Available nights and weekends
  • Compare relevant coverage options
  • Help from licensed insurance agents

Ask Kinro anything about insurance.

Understand your current coverage, figure out what insurance your business needs, or get guidance on handling a claim.

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What business owners ask us

Insurance help without the runaround.

Lawn care
“I landed a commercial mowing contract and needed a COI before the crew could start.”

Lawn care owner

Florida • three-person landscaping crew

Painting
“I wanted coverage for overspray and ladders without paying for things I didn’t need.”

Painting contractor

Texas • residential and exterior jobs

Trucking
“I’m adding my first truck and needed help understanding liability, cargo, and filings.”

Owner-operator

Georgia • new trucking authority

Restaurant
“I needed to compare my renewal before the lease deadline without chasing five carriers.”

Restaurant owner

Oregon • neighborhood restaurant

HVAC
“I hired my first technician and needed workers comp and commercial auto added quickly.”

HVAC contractor

Arizona • growing service team

Explore all industries

Understand your options

Compare the coverage your business may need.

Start with the essentials, then let a licensed Kinro agent help you compare carrier options, limits, exclusions and price.

Find my coverageExplore coverage options
General liabilityInjuries, property damage, completed work and COIs.Business owner's policyLiability plus property, equipment and business income.Workers compensationEmployee injuries, payroll and state requirements.Commercial autoBusiness vehicles, drivers, radius and loss history.
Learn from official sources:U.S. Small Business AdministrationU.S. Department of LaborNAIC state insurance departments

Why our insurance agency is built different.

We make shopping for insurance simple, fast and transparent.

  • Answers in minutes, not days of phone tag, before and after you buy.
  • We dig into your real risks so you're never over- or under-insured.
  • Independent advice: we compare our carriers to find the right coverage at the best price.
  • Before every renewal, we shop the market again to find our clients the best available price.