Kinro

Built for U.S. small businesses

Business insurance for consultants.

Find my coverage now

Takes about 2 minutes · No commitment required

Support from licensed agents No obligation to buy
Consultant meeting with a client

We work with 50+ companies to find the best match for you!

Progressive
GEICO
AmTrust
Pie Insurance
Coterie
NEXT Insurance

What you’ll get

  • 1

    Coverage guidance

    We identify the coverage that commonly fits your work and state.

  • 2

    Available carrier options

    Compare price, limits, exclusions, and carrier fit with an independent agency.

  • 3

    An agent replies in ~2 min

    A licensed Kinro agent texts or emails to help with next steps.

How much does consultant insurance cost?

Tell us what your business does and get personalized information, including published monthly insurance benchmarks that vary by business, location, payroll, and coverage.

$25–$35/mo

General liability

$50–$65/mo

Professional liability

$90–$105/mo

Cyber insurance

What insurance can help protect

Client contract requirements

A client asks for E&O, GL, cyber, or specific limits before signing an agreement.

Advice and service mistakes

Professional liability can matter when clients rely on your recommendations or deliverables.

Data and remote work

Cyber questions may matter when you store customer data, use cloud tools, or take online payments.

Coverage to consider

Professional Liability

Also called E&O, this can help with claims about mistakes in professional services.

General Liability

Often requested by clients or landlords for basic third-party injury or property damage exposure.

Cyber

May matter if you handle client data, credentials, payments, or sensitive records.

Workers Compensation

Relevant if you have employees, even in low-hazard office or remote roles.

Ready to see your options?It’s almost too easy.

Answers in minutes, not days of phone tag — before and after you buy. Independent support from Kinro & our licensed agents who shop the market for you, every renewal.

  • 1

    Enter your ZIP

    We use it to check state rules and carrier availability.

  • 2

    Hear from Kinro

    A licensed agent texts or emails you within 2 minutes.

  • 3

    Review your options

    Compare relevant coverage, carrier options, and price.

consultants questions?We have answers.

Do consultants need professional liability?
Many consultants consider professional liability because client claims may focus on advice, deliverables, missed deadlines, or service mistakes.
Why would a consultant need general liability?
Clients, landlords, events, or coworking spaces may require general liability even for office-based businesses.
Can Kinro review a client insurance clause?
Yes. Share the clause and Kinro can help identify what coverages and limits it asks for.
What can change the price?
  • Services, client industries, contract size, and deliverables
  • Annual revenue, employees, data handled, and claim history
  • Limits, deductibles, security controls, and client requirements

Typical market benchmarks, not quotes or guaranteed prices. Your actual premium can be lower or higher after underwriting.