Kinro

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Business insurance for security guard companies.

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What you’ll get

  • 1

    Coverage guidance

    We identify the coverage that commonly fits your work and state.

  • 2

    Available carrier options

    Compare price, limits, exclusions, and carrier fit with an independent agency.

  • 3

    An agent replies in ~2 min

    A licensed Kinro agent texts or emails to help with next steps.

What insurance can help protect

Use-of-force allegations

A guard is accused of excessive force, wrongful detention, assault, or civil-rights violations.

Failure to protect

A customer alleges that staffing, patrols, monitoring, or response failed to prevent a loss.

Employee and vehicle incidents

A guard is injured on duty or involved in a patrol vehicle accident.

Coverage to consider

General Liability

Can address covered third-party injury and property damage arising from operations.

Security Professional Liability

May address covered allegations involving security services, detention, or failure to perform.

Workers Compensation

Addresses eligible employee injuries during guard, patrol, and response duties.

Commercial Auto

Covers scheduled patrol vehicles and business drivers.

Ready to see your options?It’s almost too easy.

Answers in minutes, not days of phone tag — before and after you buy. Independent support from Kinro & our licensed agents who shop the market for you, every renewal.

  • 1

    Enter your ZIP

    We use it to check state rules and carrier availability.

  • 2

    Hear from Kinro

    A licensed agent texts or emails you within 2 minutes.

  • 3

    Review your options

    Compare relevant coverage, carrier options, and price.

security guards questions?We have answers.

What insurance should security guard companies, including armed security consider?
General Liability is often a starting point, with Security Professional Liability, Workers Compensation, Commercial Auto considered based on services, property, employees, contracts, and state rules. Coverage and eligibility vary by carrier.
What risks should security guards plan for?
use-of-force allegations, failure to protect, employee and vehicle incidents are important insurance discussions for this operation. A guard is accused of excessive force, wrongful detention, assault, or civil-rights violations. A customer alleges that staffing, patrols, monitoring, or response failed to prevent a loss. A guard is injured on duty or involved in a patrol vehicle accident. Whether a policy responds depends on its terms, conditions, and exclusions.
What details affect insurance options for security guards?
Carriers commonly ask about the operation in detail. Are guards armed or unarmed, stationary or mobile, and employees or contractors? Which sites, customers, shifts, duties, and use-of-force responsibilities are involved? What are your payroll, annual revenue, guard count, vehicle use, training, and loss history? The answers can affect eligibility, available limits, coverage terms, and price.
Can Kinro review insurance for security guards?
Yes. Share the current policy, quote, contract, or certificate request. Kinro can help compare General Liability, Security Professional Liability, Workers Compensation, Commercial Auto, requested limits, important exclusions, and follow-up questions for the operation.
Is there any obligation to buy?
No. Starting a request does not require you to purchase a policy.

What insurance should security guard companies, including armed security consider?

security guard companies, including armed security commonly review General Liability, Security Professional Liability, Workers Compensation, Commercial Auto. The right combination depends on the work performed, customers, employees, property, equipment, contracts, and state requirements.

  • Are guards armed or unarmed, stationary or mobile, and employees or contractors?
  • Which sites, customers, shifts, duties, and use-of-force responsibilities are involved?
  • What are your payroll, annual revenue, guard count, vehicle use, training, and loss history?

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