Kinro

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Business insurance for importers and distributors.

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What you’ll get

  • 1

    Coverage guidance

    We identify the coverage that commonly fits your work and state.

  • 2

    Available carrier options

    Compare price, limits, exclusions, and carrier fit with an independent agency.

  • 3

    An agent replies in ~2 min

    A licensed Kinro agent texts or emails to help with next steps.

What insurance can help protect

Imported product claims

A product made overseas is alleged to have caused injury, damage, or a regulatory issue.

Cargo and inventory

Goods are damaged, stolen, contaminated, or lost in transit or storage.

Supplier recovery gaps

A foreign supplier cannot respond to a claim, leaving the importer or distributor exposed.

Coverage to consider

General Liability

Can address covered premises, operations, and third-party property damage.

Product Liability

Review every imported product, supplier, end use, territory, and private-label exposure.

Cargo and Inland Marine

Can protect covered goods during international transit, domestic transit, or temporary storage.

Commercial Property

Can protect covered inventory, warehouse contents, and business property.

Ready to see your options?It’s almost too easy.

Answers in minutes, not days of phone tag — before and after you buy. Independent support from Kinro & our licensed agents who shop the market for you, every renewal.

  • 1

    Enter your ZIP

    We use it to check state rules and carrier availability.

  • 2

    Hear from Kinro

    A licensed agent texts or emails you within 2 minutes.

  • 3

    Review your options

    Compare relevant coverage, carrier options, and price.

importers and distributors questions?We have answers.

What insurance should importers and distributors of foreign products consider?
General Liability is often a starting point, with Product Liability, Cargo and Inland Marine, Commercial Property considered based on services, property, employees, contracts, and state rules. Coverage and eligibility vary by carrier.
What risks should importers and distributors plan for?
imported product claims, cargo and inventory, supplier recovery gaps are important insurance discussions for this operation. A product made overseas is alleged to have caused injury, damage, or a regulatory issue. Goods are damaged, stolen, contaminated, or lost in transit or storage. A foreign supplier cannot respond to a claim, leaving the importer or distributor exposed. Whether a policy responds depends on its terms, conditions, and exclusions.
What details affect insurance options for importers and distributors?
Carriers commonly ask about the operation in detail. Which products, countries of origin, suppliers, brands, end uses, and customer industries are involved? Do you relabel, repackage, assemble, modify, test, warrant, or sell products under your own name? What are your sales, inventory values, shipment values, warehouse locations, territories, and loss history? The answers can affect eligibility, available limits, coverage terms, and price.
Can Kinro review insurance for importers and distributors?
Yes. Share the current policy, quote, contract, or certificate request. Kinro can help compare General Liability, Product Liability, Cargo and Inland Marine, Commercial Property, requested limits, important exclusions, and follow-up questions for the operation.
Is there any obligation to buy?
No. Starting a request does not require you to purchase a policy.

What insurance should importers and distributors of foreign products consider?

importers and distributors of foreign products commonly review General Liability, Product Liability, Cargo and Inland Marine, Commercial Property. The right combination depends on the work performed, customers, employees, property, equipment, contracts, and state requirements.

  • Which products, countries of origin, suppliers, brands, end uses, and customer industries are involved?
  • Do you relabel, repackage, assemble, modify, test, warrant, or sell products under your own name?
  • What are your sales, inventory values, shipment values, warehouse locations, territories, and loss history?

Related business insurance guides

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