Products
Trucking / Transportation
Trucking Insurance
Trucking insurance is a transportation-specific coverage path for owner-operators, local haulers, delivery fleets, and businesses that need auto liability, cargo, physical damage, or filings.
Coverage
What it usually handles
- 01Auto liability, motor truck cargo, trailer, and physical damage questions.
- 02Radius, commodities hauled, filings, contracts, and driver schedules.
- 03Carrier appetite for delivery, local hauling, for-hire, or private trucking operations.
Triggers
When it comes up
- 01You haul goods for others or operate trucks beyond ordinary service vans.
- 02A shipper, broker, or contract requires cargo or auto liability limits.
- 03You need filings or trucking-specific certificates.
Quote file
Inputs carriers usually need
- 01Operating radius, states, commodities, and hauling contracts.
- 02Power units, trailers, drivers, loss history, and current filings.
- 03Cargo values, physical damage values, and contract limits.
Routing
Match the product to the operation
The same product can underwrite differently for a contractor, restaurant, retailer, consultant, or transportation business.
Requirement
Contract, lease, certificate, limit, additional insured, state rule, or lender request.
Operation
Services, locations, payroll, vehicles, tools, property, revenue, and prior losses.
Market fit
Carrier appetite, required forms, exclusions, limits, and supporting coverage lines.