Kinro
Insurance

Find the insurance page that looks like your business.

Start with what a customer would recognize: a jobsite, a storefront, a service crew, or client work. Kinro then narrows the coverage questions from that industry profile.

Lawn CarePlumbersElectriciansPaintersHVACCleaning
Local contractor entering a customer site
Start with the work, not the policy name.

Every industry page points to the common requirements, coverage lines, and follow-up questions for that type of business.

Plumber working under a sink

Trades

Lawn care worker mowing grass

Field Services

Choose a starting point

Three practical ways small businesses show up to carriers.

Field tradesperson working at a customer location
01Contractors, Trades, and Crews

Jobsites and field work

Contractors, Trades, and Crews

Start here when the work happens in homes, buildings, yards, or project sites.

Contractors

General Liability, Workers Compensation, Tools and Equipment

Plumbers

General Liability, Workers Compensation, Tools and Equipment

Electricians

General Liability, Workers Compensation, Tools and Equipment

HVAC

General Liability, Workers Compensation, Tools and Equipment

Painters

General Liability, Workers Compensation, Tools and Equipment

Lawn Care

General Liability, Workers Compensation, Tools and Equipment

Start in this group

Still not sure?

Pick the business moment that brought you here.

The fastest path is usually the trigger: a lease, a contract, a new hire, a customer requirement, a vehicle, or a client asking for proof.

A client, landlord, or GC asked for a COI

Start with contract and certificate requirements

Your team works on customer property

Start with trades, tools, vehicles, and jobsite risk

Customers walk into your business

Start with premises, employees, property, and lease terms

Clients pay you for judgment or expertise

Start with E&O, cyber, contracts, and client work

Browse every industry

Open the closest match and refine from there.

Lawn Care

General Liability, Workers Compensation, Tools and Equipment

Plumbers

General Liability, Workers Compensation, Tools and Equipment

Electricians

General Liability, Workers Compensation, Tools and Equipment

Painters

General Liability, Workers Compensation, Tools and Equipment

HVAC

General Liability, Workers Compensation, Tools and Equipment

Cleaning

General Liability, Workers Compensation, BOP or Property

Contractors

General Liability, Workers Compensation, Tools and Equipment

Restaurants

BOP / Property, General Liability, Workers Compensation

Salons

General Liability, BOP / Property, Workers Compensation

Retail

BOP / Property, General Liability, Workers Compensation

Consultants

Professional Liability, General Liability, Cyber

Startups

D&O, Professional Liability / E&O, Cyber