Built for U.S. small businesses
Business insurance for consultants.
Compare liability, cyber, and contract coverage for your professional services.
Find coverage in about 2 minutes
Prefer to talk?
Access to 50+ insurance companies, with help comparing the options that fit your business.
What you’ll get
Coverage picked for your business
Options from available carriers
Agent follow-up within 2 minutes
Typical monthly costs
How much does consultant insurance cost?
General liability
$25–$35/mo
Professional liability
$50–$65/mo
Cyber insurance
$90–$105/mo
What can change the price?
- Services, client industries, contract size, and deliverables
- Annual revenue, employees, data handled, and claim history
- Limits, deductibles, security controls, and client requirements
Typical market benchmarks, not quotes or guaranteed prices. Your actual premium can be lower or higher after underwriting.
Real-world risks
What insurance can help protect
Client contract requirements
A client asks for E&O, GL, cyber, or specific limits before signing an agreement.
Advice and service mistakes
Professional liability can matter when clients rely on your recommendations or deliverables.
Data and remote work
Cyber questions may matter when you store customer data, use cloud tools, or take online payments.
Common starting points
Coverage that may fit consultants and professional services
Professional Liability
Also called E&O, this can help with claims about mistakes in professional services.
General Liability
Often requested by clients or landlords for basic third-party injury or property damage exposure.
Cyber
May matter if you handle client data, credentials, payments, or sensitive records.
Workers Compensation
Relevant if you have employees, even in low-hazard office or remote roles.
Ready to see your options?
Start with your ZIP · response within 2 minutes
How it works
- 01
Enter your ZIP
We use it to check state rules and carrier availability.
- 02
Hear from Kinro
A licensed agent texts or emails you within 2 minutes.
- 03
Review your options
Compare relevant coverage, carrier options, and price.
No obligation. Final coverage and pricing depend on underwriting.
Consultants insurance FAQ
Do consultants need professional liability?
Many consultants consider professional liability because client claims may focus on advice, deliverables, missed deadlines, or service mistakes.
Why would a consultant need general liability?
Clients, landlords, events, or coworking spaces may require general liability even for office-based businesses.
Can Kinro review a client insurance clause?
Yes. Share the clause and Kinro can help identify what coverages and limits it asks for.
Ready to see your options?
Start with your ZIP · response within 2 minutes
Why our insurance agency is built different.
We make shopping for insurance simple, fast and transparent.
- Answers in minutes, not days of phone tag, before and after you buy.
- We dig into your real risks so you're never over- or under-insured.
- Independent advice: we compare our carriers to find the right coverage at the best price.
- Before every renewal, we shop the market again to find our clients the best available price.