Built for U.S. small businesses
Business insurance for roofers.
Compare coverage for roofing work, crews, tools, and project requirements.
Find coverage in about 2 minutes
Prefer to talk?
Access to 50+ insurance companies, with help comparing the options that fit your business.
What you’ll get
Coverage picked for your business
Options from available carriers
Agent follow-up within 2 minutes
Typical monthly costs
How much does roofing contractor insurance cost?
General liability
$240–$290/mo
Workers compensation
$230–$280/mo
Commercial auto
$160–$190/mo
What can change the price?
- Residential versus commercial roofing and maximum height
- Payroll, subcontractors, project size, and materials used
- Claims, vehicles, limits, location, and safety controls
Typical market benchmarks, not quotes or guaranteed prices. Your actual premium can be lower or higher after underwriting.
Real-world risks
What insurance can help protect
High-hazard jobsite work
Roofing involves height, ladders, crews, weather exposure, and jobsite safety concerns.
Contract and COI requests
GCs, homeowners, and commercial clients often request specific limits before work starts.
Crew and subcontractor exposure
Employees, subs, payroll, and safety practices can affect available options.
Common starting points
Coverage that may fit roofing businesses
General Liability
A key coverage for roofing-related third-party property damage or injury claims.
Workers Compensation
Especially important for employees doing high-risk work at height.
Tools and Equipment
Can help protect roofing tools and equipment used across jobs.
Commercial Auto
Often relevant for trucks and vehicles used to move people, materials, and equipment.
Ready to see your options?
Start with your ZIP · response within 2 minutes
How it works
- 01
Enter your ZIP
We use it to check state rules and carrier availability.
- 02
Hear from Kinro
A licensed agent texts or emails you within 2 minutes.
- 03
Review your options
Compare relevant coverage, carrier options, and price.
No obligation. Final coverage and pricing depend on underwriting.
Roofers insurance FAQ
Is roofing harder to insure than other trades?
Often, yes. Roofing can involve height and higher hazard work, so Kinro will ask focused questions before routing the next step.
Do roofers need workers comp?
Workers comp is commonly important when roofing businesses have employees. Requirements vary by state.
Can Kinro help with roofing certificates?
Yes. Share the certificate requirements and Kinro can help review the next step.
Ready to see your options?
Start with your ZIP · response within 2 minutes
Why our insurance agency is built different.
We make shopping for insurance simple, fast and transparent.
- Answers in minutes, not days of phone tag, before and after you buy.
- We dig into your real risks so you're never over- or under-insured.
- Independent advice: we compare our carriers to find the right coverage at the best price.
- Before every renewal, we shop the market again to find our clients the best available price.