Built for U.S. small businesses
Business insurance for roofers.
Roofing risk is specialized. Kinro helps collect the right details so you can understand options and next steps.
Built around real roofing work.
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We work with 50+ companies to find the best match for you!
Simple coverage help for roofers.
Start with the practical risks: services, locations, employees, property, vehicles, and any certificate needs.
High-hazard jobsite work
Roofing involves height, ladders, crews, weather exposure, and jobsite safety concerns.
Contract and COI requests
GCs, homeowners, and commercial clients often request specific limits before work starts.
Crew and subcontractor exposure
Employees, subs, payroll, and safety practices can affect available options.
Ready to compare your insurance options?
Your answers stay focused on the coverage your business needs.
Coverage that usually comes up
General Liability
A key coverage for roofing-related third-party property damage or injury claims.
Workers Compensation
Especially important for employees doing high-risk work at height.
Tools and Equipment
Can help protect roofing tools and equipment used across jobs.
Commercial Auto
Often relevant for trucks and vehicles used to move people, materials, and equipment.
Ready to compare your insurance options?
Your answers stay focused on the coverage your business needs.
roofers insurance pricing
How much does roofing contractor insurance cost?
Typical published market benchmarks provide a useful starting point before a carrier reviews your business.
- Residential versus commercial roofing and maximum height
- Payroll, subcontractors, project size, and materials used
- Claims, vehicles, limits, location, and safety controls
General liability
$240–$290/mo
Roofing risk and working height raise the starting range.
Workers compensation
$230–$280/mo
Payroll, height, crew size, and class codes matter.
Commercial auto
$160–$190/mo
Vehicle type, drivers, radius, and records affect pricing.
Typical market benchmarks, not quotes or guaranteed prices. Your actual premium can be lower or higher after underwriting.
Roofers insurance FAQ
Is roofing harder to insure than other trades?
Often, yes. Roofing can involve height and higher hazard work, so Kinro will ask focused questions before routing the next step.
Do roofers need workers comp?
Workers comp is commonly important when roofing businesses have employees. Requirements vary by state.
Can Kinro help with roofing certificates?
Yes. Share the certificate requirements and Kinro can help review the next step.
Ready to compare your insurance options?
Your answers stay focused on the coverage your business needs.
Why our insurance agency is built different.
We make shopping for insurance simple, fast and transparent.
- Answers in minutes, not days of phone tag, before and after you buy.
- We dig into your real risks so you're never over- or under-insured.
- Independent advice: we compare our carriers to find the right coverage at the best price.
- Before every renewal, we shop the market again to find our clients the best available price.