Kinro

Business insurance for cleaners.

Coverage help for residential cleaning, janitorial, office, and move-out jobs.

cleaning business insurance

Business insurance for cleaners

Built around real cleaning work.

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We work with 50+ companies to find the best match for you!

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cleaning use cases

Simple coverage help for cleaning.

Start with the practical risks: services, locations, employees, property, vehicles, and any certificate needs.

Property damage inside client spaces

A cleaner damages flooring, furniture, fixtures, or a customer’s belongings.

Employee injuries

Staff work with equipment, chemicals, stairs, and customer locations.

Access and key issues

Some cleaning contracts involve keys, alarm codes, after-hours access, or client property.

Coverage that usually comes up

General Liability

Often requested by commercial clients and landlords for injury or property damage claims.

Workers Compensation

Usually important when cleaners are employees on payroll.

BOP or Property

May help with business property, supplies, and office exposures.

Tools and Equipment

Can apply to cleaning equipment used away from your location.

Owner's Personal Car

Comes up when the owner uses a personal car to drive to cleaning jobs, carry supplies, or visit clients.

Cleaning insurance FAQ

Do cleaning businesses need general liability?

Many cleaning businesses carry general liability because work happens inside customer spaces where property damage or injury claims can happen.

Does cleaning insurance cover lost keys?

Some policies or endorsements may address lost-key exposure. Kinro can help you check what your policy says.

Can Kinro help janitorial businesses with workers comp?

Yes. Kinro can collect employee and payroll basics and help with the right next step.

Why our insurance agency is built different.

We make shopping for insurance simple, fast and transparent.

  • Answers in minutes, not days of phone tag, before and after you buy.
  • We dig into your real risks so you're never over- or under-insured.
  • Independent advice: we compare our carriers to find the right coverage at the best price.