Built for U.S. small businesses
Business insurance for cleaners.
Compare coverage for cleaning jobs, employees, equipment, and client property.
Find coverage in about 2 minutes
Prefer to talk?
Access to 50+ insurance companies, with help comparing the options that fit your business.
What you’ll get
Coverage picked for your business
Options from available carriers
Agent follow-up within 2 minutes
Typical monthly costs
How much does cleaning business insurance cost?
General liability
$45–$55/mo
Workers compensation
$130–$150/mo
Janitorial bond
$10–$15/mo
What can change the price?
- Residential versus commercial cleaning and client locations
- Payroll, employees, subcontractors, and annual revenue
- Chemicals, vehicles, claims, limits, and bonding needs
Typical market benchmarks, not quotes or guaranteed prices. Your actual premium can be lower or higher after underwriting.
Real-world risks
What insurance can help protect
Property damage inside client spaces
A cleaner damages flooring, furniture, fixtures, or a customer’s belongings.
Employee injuries
Staff work with equipment, chemicals, stairs, and customer locations.
Access and key issues
Some cleaning contracts involve keys, alarm codes, after-hours access, or client property.
Common starting points
Coverage that may fit cleaning and janitorial businesses
General Liability
Often requested by commercial clients and landlords for injury or property damage claims.
Workers Compensation
Usually important when cleaners are employees on payroll.
BOP or Property
May help with business property, supplies, and office exposures.
Tools and Equipment
Can apply to cleaning equipment used away from your location.
Ready to see your options?
Start with your ZIP · response within 2 minutes
How it works
- 01
Enter your ZIP
We use it to check state rules and carrier availability.
- 02
Hear from Kinro
A licensed agent texts or emails you within 2 minutes.
- 03
Review your options
Compare relevant coverage, carrier options, and price.
No obligation. Final coverage and pricing depend on underwriting.
Cleaning insurance FAQ
Do cleaning businesses need general liability?
Many cleaning businesses carry general liability because work happens inside customer spaces where property damage or injury claims can happen.
Does cleaning insurance cover lost keys?
Some policies or endorsements may address lost-key exposure. Kinro can help you check what your policy says.
Can Kinro help janitorial businesses with workers comp?
Yes. Kinro can collect employee and payroll basics and help with the right next step.
Ready to see your options?
Start with your ZIP · response within 2 minutes
Why our insurance agency is built different.
We make shopping for insurance simple, fast and transparent.
- Answers in minutes, not days of phone tag, before and after you buy.
- We dig into your real risks so you're never over- or under-insured.
- Independent advice: we compare our carriers to find the right coverage at the best price.
- Before every renewal, we shop the market again to find our clients the best available price.