Kinro

Business insurance for lawn care crews.

Tell Kinro what work you do, from mowing to landscaping, and we can help you understand coverage and compare options fast.

lawn care business insurance

Business insurance for lawn care

Built around real lawn care work.

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We work with 50+ companies to find the best match for you!

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lawn care use cases

Simple coverage help for lawn care.

Start with the practical risks: services, locations, employees, property, vehicles, and any certificate needs.

Client property damage

A mower throws a rock, a sprinkler line gets damaged, or a crew member breaks something at a job site.

Employees and seasonal crews

You hire W2 employees or seasonal workers and need to understand workers comp requirements.

Tools and equipment

Mowers, trailers, trimmers, and other equipment need protection while stored or moving between jobs.

Coverage that usually comes up

General Liability

Helps with third-party injury or property damage claims from your lawn care work.

Workers Compensation

Usually important when you have employees or crews working in the field.

Tools and Equipment

Can help protect mowers, trailers, and hand tools used on job sites.

Commercial Auto

Useful when trucks, vans, or trailers are part of daily operations.

Lawn care insurance FAQ

Do lawn care businesses need general liability?

Many clients and commercial contracts ask for general liability because lawn care work can create property damage or injury claims.

When does workers comp matter?

Workers comp usually matters when you have employees. Rules vary by state, so Kinro will ask where your business operates.

Can Kinro review my existing policy?

Yes. You can upload your current policy and Kinro can help spot gaps, limits, and follow-up questions.

Why our insurance agency is built different.

We make shopping for insurance simple, fast and transparent.

  • Answers in minutes, not days of phone tag, before and after you buy.
  • We dig into your real risks so you're never over- or under-insured.
  • Independent advice: we compare our carriers to find the right coverage at the best price.