Kinro

Kinro

Kinro
All partnership paths

For independent agencies and agents

Get carrier access.Keep your customer relationship.

Kinro gives licensed independent agencies and agents access to approved commercial insurance carriers, free agency technology, and high commission rates. You remain the primary advisor and own the relationship with your customers while Kinro provides the market-access and operating infrastructure.

The Kinro agency platform

More markets. Better tools. Strong economics.

The model is built for agencies and agents that want to expand what they can offer without giving up the customer relationship they created.

1

Carrier access

Access approved commercial carrier, MGA, specialty, and quote pathways through Kinro for eligible products, states, and risks.

2

Your agency account

After Kinro approves your application, receive account access by email. Chat with Ben, submit client applications, or request access to approved carrier portals.

3

High commission rates

Earn strong commission rates on eligible business, with the commission basis, deductions, chargebacks, and payment timing defined upfront.

4

Your customer relationship

Stay the primary advisor and own the relationship with the customers you bring while responsibilities for placement and service remain clear.

Carrier access, quoting, binding, commission rates, servicing responsibilities, customer ownership, and portability depend on licensing, carrier and MGA approval, appetite, underwriting, and the final written agreement.

How to get started

Apply. Get approved. Start placing business.

Kinro reviews every partner application before granting account access.

  1. 1

    Apply on this page

    Tell us about your agency, licenses, target business and markets. Include your current E&O evidence if available.

  2. 2

    Complete Kinro's review

    We review your application, then email your account access after approval. Licensing, your agreement and Kinro-brokered E&O are handled before placing business.

  3. 3

    Use your agency account

    Chat with Ben, submit a client application, or request individual access to approved carrier and MGA portals.

Independent agent example

See how a subproducer relationship can work.

This illustrative example shows how an independent agent can use Kinro's market access and infrastructure while building an economically valuable customer book.

Subproducer economics example

Independent subproducer · Year two

An independent agent focuses on contractor customers while Kinro provides carrier access, agency technology, and service infrastructure around the book.

A useful first conversation

Bring the context. We'll test the fit.

  1. 1Your agency or agent profile, licenses, states, current book, target industries, and expected submission volume.
  2. 2The carriers, products, appetite, and quote pathways you want to access through Kinro.
  3. 3Your current technology, customer-service model, and the commission structure you want to discuss.

Direct contact

Talk with Corentin Hugot

Cofounder & COO. Share the opportunity directly, even if the structure is not fully defined yet.

corentin@kinro.ai