For independent agencies and agents
Get carrier access.Keep your customer relationship.
Kinro gives licensed independent agencies and agents access to approved commercial insurance carriers, free agency technology, and high commission rates. You remain the primary advisor and own the relationship with your customers while Kinro provides the market-access and operating infrastructure.
The Kinro agency platform
More markets. Better tools. Strong economics.
The model is built for agencies and agents that want to expand what they can offer without giving up the customer relationship they created.
Carrier access
Access approved commercial carrier, MGA, specialty, and quote pathways through Kinro for eligible products, states, and risks.
Free technology
Use Kinro's CRM, AMS, and integrated dialer for phone, SMS, and email at no additional software cost under an approved partner relationship.
High commission rates
Earn strong commission rates on eligible business, with the commission basis, deductions, chargebacks, and payment timing defined upfront.
Your customer relationship
Stay the primary advisor and own the relationship with the customers you bring while responsibilities for placement and service remain clear.
Carrier access, quoting, binding, commission rates, servicing responsibilities, customer ownership, and portability depend on licensing, carrier and MGA approval, appetite, underwriting, and the final written agreement.
Independent agent example
See how a subproducer relationship can work.
This illustrative example shows how an independent agent can use Kinro's market access and infrastructure while building an economically valuable customer book.
Subproducer economics example
Independent subproducer · Year two
An independent agent focuses on contractor customers while Kinro provides carrier access, agency technology, and service infrastructure around the book.
A useful first conversation
Bring the context. We'll test the fit.
- 1Your agency or agent profile, licenses, states, current book, target industries, and expected submission volume.
- 2The carriers, products, appetite, and quote pathways you want to access through Kinro.
- 3Your current technology, customer-service model, and the commission structure you want to discuss.
Direct contact
Talk with Corentin Hugot
Cofounder & COO. Share the opportunity directly, even if the structure is not fully defined yet.
corentin@kinro.ai