Guides
Insurance distribution guides
Benchmarks, scorecards, market maps, and practical research assets for teams building modern insurance sales, quote, and handoff workflows.
Learning list
Top 20 Insurance Leaders
Not a definitive ranking: a field guide to people shaping the market.
A source-backed field guide to executives, founders, brokers, regulators, and industry voices shaping U.S. P&C insurance.
Research guide
AI Will Not Kill Brokers. It Will Kill Slow Distribution
Standard risks move faster; complex risks stay expert-led.
A Corentin Hugot operator memo on commercial insurance AI distribution, with a market reaction chart, lane model, and practical operator response.
Interactive analysis
Insurance AI Retention: The Next Battleground After Acquisition
Retention is where insurance profit compounds.
A Corentin Hugot analysis of AI retention in insurance, with an interactive map for churn risk, customer data, AI action, licensed handoff, and discount discipline.
Statistics library
Insurance AI Statistics 2026
Adoption is broad. Production maturity is not.
19 scope-labeled public signals plus two original Kinro operating measures on response speed and AI-human workflow overlap.
Interactive matrix
Small Commercial Digital Quote Readiness Map
Small-commercial quote speed only matters when the handoff is clear.
A public matrix comparing small-commercial insurance quote paths across carriers and broker marketplaces by online quote clarity, product breadth, handoff, and service readiness.
Business-case calculator
Insurance Lead Economics Benchmark
AI distribution upside still has to clear buyer-level funnel math.
A calculator and benchmark for translating AI distribution upside, quote conversion, lead value, and acquisition economics across insurance business models.
Interactive scorecard
Insurance AI Production Readiness Scorecard
The production question is evidence, not demo quality.
A practical scorecard for insurance teams moving AI from demos into governed quote, handoff, and service workflows.
Market map
U.S. Real Estate Insurance Market Map
Real estate insurance is a workflow stack, not one market.
A market map showing how real estate insurance attaches to transaction moments across title, mortgage, servicing, move-in, and investor workflows.
Visual guide
How Insurance Distribution Works
A lead is not a policy.
A visual guide to insurance manufacturing, intermediation, retail distribution, acquisition cost, and money flows.
Ecosystem directory
Top Y Combinator Insurance Companies
YC insurance is no longer just comparison sites.
A directory and ecosystem map of 117 YC-backed insurance companies, updated with the latest S26 startups across carriers, health benefits, claims, underwriting, and distribution.