Kinro

Built for U.S. small businesses

Business insurance for janitorial services.

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Complete a few business questions to see if a bindable price is available. No payment is required to view a quote.

Support from licensed agents No obligation to buy

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What you’ll get

  • 1

    Coverage guidance

    We identify the coverage that commonly fits your work and state.

  • 2

    Available carrier options

    Compare price, limits, exclusions, and carrier fit with an independent agency.

  • 3

    An agent replies in ~2 min

    A licensed Kinro agent texts or emails to help with next steps.

What insurance can help protect

Slip-and-fall claims

A customer or visitor is injured near a recently cleaned floor or work area.

Customer property damage

Cleaning work allegedly damages flooring, fixtures, furniture, or equipment.

Lost keys and access

A key, badge, or access credential is lost while a crew services a location.

Coverage to consider

General Liability

Can address third-party injury and property-damage claims at customer locations.

Workers Compensation

Addresses eligible employee injuries from lifting, chemicals, falls, and repetitive work.

Janitorial Bond

Can respond to covered allegations of employee theft, subject to bond terms.

Commercial Auto

Covers scheduled vehicles and drivers used to move crews and supplies.

Ready to see your options?It’s almost too easy.

Answers in minutes, not days of phone tag, before and after you buy. Independent support from Kinro & our licensed agents who shop the market for you, every renewal.

  • 1

    Enter your ZIP

    We use it to check state rules and carrier availability.

  • 2

    Hear from Kinro

    A licensed agent typically replies by text or email in about 2 minutes.

  • 3

    Review your options

    Compare relevant coverage, carrier options, and price.

janitorial services questions?We have answers.

What insurance should janitorial service businesses consider?
General Liability is often a starting point, with Workers Compensation, Janitorial Bond, Commercial Auto considered based on services, property, employees, contracts, and state rules. Coverage and eligibility vary by carrier.
What risks should janitorial services plan for?
slip-and-fall claims, customer property damage, lost keys and access are important insurance discussions for this operation. A customer or visitor is injured near a recently cleaned floor or work area. Cleaning work allegedly damages flooring, fixtures, furniture, or equipment. A key, badge, or access credential is lost while a crew services a location. Whether a policy responds depends on its terms, conditions, and exclusions.
What details affect insurance options for janitorial services?
Carriers commonly ask about the operation in detail. Do you clean offices, retail spaces, industrial facilities, or other commercial properties? Do you perform crime-scene cleanup, aircraft cleaning, or exterior work above three stories? What are your annual revenue, payroll, crew size, and subcontractor costs? The answers can affect eligibility, available limits, coverage terms, and price.
Can Kinro review insurance for janitorial services?
Yes. Share the current policy, quote, contract, or certificate request. Kinro can help compare General Liability, Workers Compensation, Janitorial Bond, Commercial Auto, requested limits, important exclusions, and follow-up questions for the operation.
Is there any obligation to buy?
No. Starting a request does not require you to purchase a policy.

What insurance should janitorial service businesses consider?

janitorial service businesses commonly review General Liability, Workers Compensation, Janitorial Bond, Commercial Auto. The right combination depends on the work performed, customers, employees, property, equipment, contracts, and state requirements.

  • Do you clean offices, retail spaces, industrial facilities, or other commercial properties?
  • Do you perform crime-scene cleanup, aircraft cleaning, or exterior work above three stories?
  • What are your annual revenue, payroll, crew size, and subcontractor costs?