Kinro

Built for U.S. small businesses

Business insurance for maid services.

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Complete a few business questions to see if a bindable price is available. No payment is required to view a quote.

Support from licensed agents No obligation to buy

We work with 50+ companies to find the best match for you!

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What you’ll get

  • 1

    Coverage guidance

    We identify the coverage that commonly fits your work and state.

  • 2

    Available carrier options

    Compare price, limits, exclusions, and carrier fit with an independent agency.

  • 3

    An agent replies in ~2 min

    A licensed Kinro agent texts or emails to help with next steps.

What insurance can help protect

Damage inside a home

A cleaner allegedly damages flooring, furniture, appliances, or personal property.

In-home injuries

A customer, visitor, or employee is injured while cleaning work is underway.

Theft allegations

A customer alleges that property went missing while a crew had access to the home.

Coverage to consider

General Liability

Can address third-party injury and property-damage claims in customer homes.

Workers Compensation

Addresses eligible employee injuries from lifting, falls, chemicals, and repetitive work.

Janitorial Bond

Can respond to covered allegations of employee theft, subject to bond terms.

Commercial Auto

Covers scheduled vehicles and drivers used to reach customer homes.

Ready to see your options?It’s almost too easy.

Answers in minutes, not days of phone tag, before and after you buy. Independent support from Kinro & our licensed agents who shop the market for you, every renewal.

  • 1

    Enter your ZIP

    We use it to check state rules and carrier availability.

  • 2

    Hear from Kinro

    A licensed agent typically replies by text or email in about 2 minutes.

  • 3

    Review your options

    Compare relevant coverage, carrier options, and price.

maid services questions?We have answers.

What insurance should residential maid service businesses consider?
General Liability is often a starting point, with Workers Compensation, Janitorial Bond, Commercial Auto considered based on services, property, employees, contracts, and state rules. Coverage and eligibility vary by carrier.
What risks should maid services plan for?
damage inside a home, in-home injuries, theft allegations are important insurance discussions for this operation. A cleaner allegedly damages flooring, furniture, appliances, or personal property. A customer, visitor, or employee is injured while cleaning work is underway. A customer alleges that property went missing while a crew had access to the home. Whether a policy responds depends on its terms, conditions, and exclusions.
What details affect insurance options for maid services?
Carriers commonly ask about the operation in detail. Do you clean homes, apartments, short-term rentals, or a mix of properties? Do you perform crime-scene cleanup, exterior window cleaning, or specialized restoration work? What are your annual revenue, payroll, crew size, and driving exposure? The answers can affect eligibility, available limits, coverage terms, and price.
Can Kinro review insurance for maid services?
Yes. Share the current policy, quote, contract, or certificate request. Kinro can help compare General Liability, Workers Compensation, Janitorial Bond, Commercial Auto, requested limits, important exclusions, and follow-up questions for the operation.
Is there any obligation to buy?
No. Starting a request does not require you to purchase a policy.

What insurance should residential maid service businesses consider?

residential maid service businesses commonly review General Liability, Workers Compensation, Janitorial Bond, Commercial Auto. The right combination depends on the work performed, customers, employees, property, equipment, contracts, and state requirements.

  • Do you clean homes, apartments, short-term rentals, or a mix of properties?
  • Do you perform crime-scene cleanup, exterior window cleaning, or specialized restoration work?
  • What are your annual revenue, payroll, crew size, and driving exposure?