Kinro

Built for U.S. small businesses

Business insurance for roofers.

Find my coverage now

Takes about 2 minutes · No commitment required

Support from licensed agents No obligation to buy
Roofer working on a roof

We work with 50+ companies to find the best match for you!

Progressive
GEICO
AmTrust
Pie Insurance
Coterie
NEXT Insurance

What you’ll get

  • 1

    Coverage guidance

    We identify the coverage that commonly fits your work and state.

  • 2

    Available carrier options

    Compare price, limits, exclusions, and carrier fit with an independent agency.

  • 3

    An agent replies in ~2 min

    A licensed Kinro agent texts or emails to help with next steps.

How much does roofing contractor insurance cost?

Tell us what your business does and get personalized information, including published monthly insurance benchmarks that vary by business, location, payroll, and coverage.

$240–$290/mo

General liability

$230–$280/mo

Workers compensation

$160–$190/mo

Commercial auto

What insurance can help protect

High-hazard jobsite work

Roofing involves height, ladders, crews, weather exposure, and jobsite safety concerns.

Contract and COI requests

GCs, homeowners, and commercial clients often request specific limits before work starts.

Crew and subcontractor exposure

Employees, subs, payroll, and safety practices can affect available options.

Coverage to consider

General Liability

A key coverage for roofing-related third-party property damage or injury claims.

Workers Compensation

Especially important for employees doing high-risk work at height.

Tools and Equipment

Can help protect roofing tools and equipment used across jobs.

Commercial Auto

Often relevant for trucks and vehicles used to move people, materials, and equipment.

Ready to see your options?It’s almost too easy.

Answers in minutes, not days of phone tag — before and after you buy. Independent support from Kinro & our licensed agents who shop the market for you, every renewal.

  • 1

    Enter your ZIP

    We use it to check state rules and carrier availability.

  • 2

    Hear from Kinro

    A licensed agent texts or emails you within 2 minutes.

  • 3

    Review your options

    Compare relevant coverage, carrier options, and price.

roofers questions?We have answers.

Is roofing harder to insure than other trades?
Often, yes. Roofing can involve height and higher hazard work, so Kinro will ask focused questions before routing the next step.
Do roofers need workers comp?
Workers comp is commonly important when roofing businesses have employees. Requirements vary by state.
Can Kinro help with roofing certificates?
Yes. Share the certificate requirements and Kinro can help review the next step.
What can change the price?
  • Residential versus commercial roofing and maximum height
  • Payroll, subcontractors, project size, and materials used
  • Claims, vehicles, limits, location, and safety controls

Typical market benchmarks, not quotes or guaranteed prices. Your actual premium can be lower or higher after underwriting.