Kinro

Built for U.S. small businesses

Business insurance for handyman services.

Find my coverage now

Complete a few business questions to see if a bindable price is available. No payment is required to view a quote.

Support from licensed agents No obligation to buy

We work with 50+ companies to find the best match for you!

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What you’ll get

  • 1

    Coverage guidance

    We identify the coverage that commonly fits your work and state.

  • 2

    Available carrier options

    Compare price, limits, exclusions, and carrier fit with an independent agency.

  • 3

    An agent replies in ~2 min

    A licensed Kinro agent texts or emails to help with next steps.

What insurance can help protect

Client property damage

A fixture repair or installation allegedly damages a customer's floors, walls, or cabinets.

Jobsite injuries

A customer or visitor trips over tools or materials while work is underway.

Completed work

A customer reports damage after a completed repair or installation.

Coverage to consider

General Liability

May address covered third-party injury, property damage, and completed-work claims.

Tools and Equipment

May protect eligible tools and mobile equipment at jobsites and in transit.

Workers Compensation

May cover employee injuries where required by state law or contracts.

Commercial Auto

May cover eligible work vehicles and drivers when a business auto policy is needed.

Ready to see your options?It’s almost too easy.

Answers in minutes, not days of phone tag, before and after you buy. Independent support from Kinro & our licensed agents who shop the market for you, every renewal.

  • 1

    Enter your ZIP

    We use it to check state rules and carrier availability.

  • 2

    Hear from Kinro

    A licensed agent typically replies by text or email in about 2 minutes.

  • 3

    Review your options

    Compare relevant coverage, carrier options, and price.

handyman services questions?We have answers.

What insurance should handyman businesses consider?
General Liability is often a starting point, with Tools and Equipment, Workers Compensation, Commercial Auto considered based on services, property, employees, contracts, and state rules. Coverage and eligibility vary by carrier.
What risks should handyman services plan for?
client property damage, jobsite injuries, completed work are important insurance discussions for this operation. A fixture repair or installation allegedly damages a customer's floors, walls, or cabinets. A customer or visitor trips over tools or materials while work is underway. A customer reports damage after a completed repair or installation. Whether a policy responds depends on its terms, conditions, and exclusions.
What details affect insurance options for handyman services?
Carriers commonly ask about the operation in detail. What repair, installation, and maintenance tasks do you perform? Do you take on licensed electrical, plumbing, roofing, or structural work? What are your annual revenue, payroll, subcontractor costs, and largest job size? The answers can affect eligibility, available limits, coverage terms, and price.
Can Kinro review insurance for handyman services?
Yes. Share the current policy, quote, contract, or certificate request. Kinro can help compare General Liability, Tools and Equipment, Workers Compensation, Commercial Auto, requested limits, important exclusions, and follow-up questions for the operation.
Is there any obligation to buy?
No. Starting a request does not require you to purchase a policy.

What insurance should handyman businesses consider?

Handyman businesses commonly start with general liability. Tools and equipment, workers compensation, and commercial auto may also matter based on the work performed, people, vehicles, contracts, and state requirements.

  • What repair, installation, and maintenance tasks do you perform?
  • Do you take on licensed electrical, plumbing, roofing, or structural work?
  • What are your annual revenue, payroll, subcontractor costs, and largest job size?